Lowe’s Credit Card Payment Options

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The second most popular home improvement store in the United States behind Home Depot, Lowe’s offers a wide selection of products and services to help repair and expand a residence. They provide a variety of credit cards for customers to make purchases at their stores, the most popular of which being the Lowe’s Consumer Credit Card and the Lowe’s Visa Rewards credit card.

Lowe’s Credit Card Online Payments



To make an online payment, cardholders will need to first create an online access account for their specific cards. At the Lowe’s credit card selection and login portal for Lowe’s credit cards, choose your card from the right side of the screen in the box labeled “New Users” and click the “Register and Activate” button. Go through all of the required forms as requested by the site and once your account is created you will be able to log in and make payments on your Lowe’s Consumer Credit Card or Lowe’s Visa Rewards credit card by following the directions printed here:

  • Go to the web address lowes.com/credit
  • On the left side of the page under the “Credit Center” menu, click the “Pay Bill” link
  • Select your card from the listed cards in the “Returning Users” box
  • Enter the cardholder’s user ID and click the “Sign In” button
    Lowes Credit Card Login Snap (Click this image to ENLARGE)

    Lowes Credit Card Login Snap (Click this image to ENLARGE)

  • Enter your password when prompted and continue logging in
  • Under the payments tab dropdown, select “Make a Payment”
  • Select the amount to pay toward the account
  • Input the checking account number and bank routing number of the account you wish to make your payment from
  • Submit the payment on your Lowe’s Credit Card balance and verify the details to finalize the transaction

Lowe’s Credit Card Payments Mailing Address



To send a payment via mail to Lowe’s on either a Lowe’s Consumer Credit Card or a Lowe’s Visa Rewards credit card, prepare a check or money order made out to the company and write the credit card account number on it. Mail it to the following address:

Lowe’s Credit Cards
PO Box 530914
Atlanta, GA 30353

For cardholders who have to rush a payment to Lowe’s on one of the consumer credit cards, the overnight payments mailing address is:

Lowe’s Credit Cards
485 Lake Mirror Road
Building 700
Atlanta, GA 30349

More information about Lowe’s payment in this onlinecreditcenter payment FAQ link

Lowe’s Credit Card Customer Service Phone Numbers



Should you find yourself having issues with the login process to manage your credit card online or you have a problem with the credit card for any reason, the different phone numbers for the various cards’ customer service line for the cards offered by Lowe’s are as follows:

Lowe’s Consumer, Visa or Business Account Cards Customer Service: (888) 840-7651
Lowe’s Accounts Receivable Card Customer Service: (866) 232-7443
Lowe’s Business Rewards Card Customer Service: (866) 537-1397

More phone numbers through Lowe’s contact us page.

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