Activate and Manage a Capital One Credit Card

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Capital One offers a number of credit cards for those who get approved through the application process. If you have recently received a card from them or you are looking to apply, this guide will walk you through the steps.

Apply for a Capital One Credit Card



For those who would like to apply for a credit card through Capital One via an invitation received in the mail, you may do so through Capital One Credit Card Application Page.

Activate a Capital One Credit Card Online



If you would like to activate your Capital One credit card online, you may do so by signing in through activate.capitalone.com and following the prompts given there until the card is functioning for you. If this is your first ever account with Capital One, you will need to register your account first, which can be done by clicking the “Start Here” button under the header that says “Don’t have an online account?” You can see this link circled in purple in the image below:

After creating your account, you will be able to log in and activate your card as such:

Welcome to Capital One Online Servicing

Welcome to Capital One Online Servicing Page Click to ENLARGE this image

  • Click the link at the top of the screen that asks if you have a card to activate
  • Enter the 3-digit security code and the other information requested
  • Submit your card activation

Activate a Capital One Credit Card Over the Phone



If you would like to activate your credit card from Capital One over the phone, you may do so by following the instructions given when calling their card activation phone line at:
(888) 655-5646

Capital One Credit Card Online Payments



To make a payment on your account, go to capitalone.com. Using the dropdown box in the Account Sign In area, select “Credit Cards.” Enter your user name and then click the continue button. Enter your password when prompted. Once logged in, go to the bill payment area and follow the instructions given by the site to complete your payment.

If you did not create your account during the activation stage, you will need to do so before logging in. To create your account, go to the Capital One enrollment page.

Capital One Customer Service



Should you find yourself having any problems with any of the steps discussed above or you are experiencing issues or have a question about your credit card account in general, you can reach the Capital One customer service team by dialing:
(800) 432-3117.

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