Ford Credit Payment Methods

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Ford Motor Credit Company (Ford Credit) is the financial institution created by the car company Ford to handle loans and leases for its customers. They offer numerous ways to make a payment on your account.

Pay by Phone



For payments over the phone on your Ford Credit account, have your bank account information, last four digits of your Social Security number and your account number available and call their pay-by-phone line at (800) 334-1161.

Payments Mailing Address



To send your Ford Credit payment in through the mail, you will need a check or money order made out to Ford Motor Credit Company for whatever amount you wish to pay and write your account number on the check or money order itself. Once you have it prepared, send the payment to the following address:

Ford Motor Credit Company

Pay through Western Union



You can make a payment on your Ford Credit account balance by visiting any Western Union location, which you can find one by you at westernunion.com, and using the same detils for MneyGram

Pay through MoneyGram



MoneyGram may be used to make a payment on your Ford Credit account. To find a MoneyGram location close to you, visit the company’s website at moneygram.com. Keep in mind that the processing fee for using MoneyGram to pay Ford Credit will cost an additional $10 to the amount of your payment. When going to the location to submit your payment, you will need to bring the following information with you:

Western Union Ford Credit account balance info

Online Payments through FordCredit.com Portal



Before having the option to pay your Ford Credit bill online, you must enroll to create an online profile through the Ford Credit Registration forms. When filling out the fields, you will be asked for your Ford Credit account number, numerous pieces of personal information and more. Once your online profile and log in are created, you will be able to make an online payment by following these steps:

  1. Navigate to the fordcredit.com payment portal
  2. Type in your user name and password
  3. To save your user name to the site, click the checkbox by “Remember my username on this computer.” This is not recommended if you are on a public computer
  4. Click the “Login” button

Ford Credit Payments Login

  1. Click “Payment Options”
  2. Choose between recurring payments or a one-time payment
  3. Input your billing information
  4. Finalize the transaction

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