Discover Card Payment Methods

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Although not as large as its competitors Visa or MasterCard, Discover is still a major credit card issuer. For those who have received Discover credit cards directly through the company itself, there are a number of ways you can make a payment on your account.
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Option 1: Pay Your Discover Card Bill at a Sears



You can make a payment in person at various Sears locations around the country. However, as not all of them will accept this payment, you should call the store you are planning to visit beforehand to ensure that they will take a Discover Card bill payment. To find a Sears store near you, visit the Sears store locator.

It should also be noted that the only way they will accept your payment on the Discover Card at a Sears if by using a personal check.

Option 2: Online Discover Card Payments



To make an online payment for the balance on the account of your Discover credit card, you will first have to go through an online account creation process, which can be handled by going to the Discover registration page.

Discover registration page

On the registration page, you will be asked to enter information about your credit card through the company as well as your personal information to ensure you are the accountholder. After you have set up your login credentials, you may make a payment online by following these steps:

  1. Navigate to the discover.com bill pay page
  2. Enter your user ID and password
  3. Click the check box by “Remember User ID” to have the site do so. Only do this if you are on a private computer
  4. Click the orange “Log In” button

Discover Card Login

  1. Go to the payments section of the Discover Card site
  2. Select an amount that you would like to pay toward your card balance
  3. Input your billing information when prompted
  4. Submit the transaction for your Discover Card bill pay

Option 3: Discover Card Pay by Phone



If you would like to make a payment on your Discover credit card over the phone, the company allows for that as well. To reach them for this type of payment, you can reach their system by dialing (800) 347-2683 (800-DISCOVER). This number can be called 24 hours a day, 7 days a week, making it a good option for after-hours payments for those who do not wish to use the online payment method. More through Discover credit card help center

Option 4: Mail In Your Discover Card Bill Payment



For those of you who would like to make a payment on your Discover Card account balance through the  mail, you may do so by preparing a personal check, cashier’s check or money  order (cash should never be sent through the mail) and make it out to Discover. On the ‘memo’ line of the check or money order, write out your full account number and then mail the payment to this address:

Discover Financial Services

You can find more information through the Discover contact page.

Some Helpful Links

Discover Card
Phone: (800) 347-2683
Fax: 801-996-2103
credit card

P.O. Box 71084
Charlotte, NC 28272

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